Do I need Owner's title insurance in a new construction home?

Do I need Owner's title insurance in a new construction home?

I'm buying a new home. The seller built the house for me over an existing lot of his property. Do I need to buy a regular owner's title insurance? or might I save some money buying it only for the land?. Since the house is a new construction it should not be any liens. is this a right assumption? The house is located in TX. Also if I need to buy owner's title insurance does it has to be from the same company providing the lender's title insurance.

 

BEST ANSWER: Try this site where you can compare quotes:insurecheap.us

 

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ive checked all state geico progressive state farm aig 21 century liberty mutual and esurance. r there any out there that ive missed? im a student and on a very strict budget so i need the best deal possible. thanks!

 

 

Whats the best way to get the best insurance rates for car and home?

Whats the best way to get the best insurance rates for car and home? I have a 25,000 truck from 2010 that I'm paying 1500 a year for and a house which I'm paying 1400 a year for. I live in Colorado. I bought my first house this year and I'm thinking that I'm paying way to much for my house and truck? I'm thinking of going to an insurance agent although i'm not sure how to source a good one. Another big problem is I never have access to my service so I have a really hard time comparing policies. Anyone have any insight as to how I can get better control of this situation?

 

 

Are Farmers Insurance rates competitive?

My friend has auto insurance with them and claims they raised his insurance rates 4 consecutive times (every 6 months). He has 3 cars with them and no accidents nor tickets during this period. Is this normal other insurance companies to be raising their rates during the last 2 years? I mean the economy sucks and they still raising rates? Is the insurance business a monopoly? Do they raise their rates all at the same time, same rates?

 

 

How do I obtain cheap, good health insurance in South Carolina?

I currently live in Conn. but I am moving to SC in the middle of Oct, but I won't have health insurance when I get down there because I am currently on state insurance, which is up at the beginning of Oct. But I really need insurance because I have monthly prescriptions that I need. So does anyone know how I can get insurance just intil I get a job with benefits.

 

 

What is the average salary for an insurance marketing rep?

I was wanting to get some information on what the average salary might be for a marketing rep for a non-standard auto insurance company might be? Any info or personal knowledge on this would be greatly appreciated, Thank you!

 

 

Fast cars low insurance group?

Im looking for a car with a budget of around 2000. It needs to be below insurance group 10 and the hitch is i would like the 0-60 time to be less than 9 seconds. Any help would be appreciated!

 

 

Car insurers recommendations?

hi there people, Since passing my test in December, I have been looking to buy (and insure) a car. Shortly I will be able to afford a little run around and have been getting insurance quotes for cars like the Fiesta and Corsa. I have noticed that over the last few months comparison site quotations have jumped from an average of 1800 to 3000 for someone in my circumstances. I have read and understand why car insurance has been hiked up, no win no fee claims are more popluar, fraud and bogus claims and economic recession are responsible for a massive increase in car insurance premiums...Im so angry at these things. I cannot believe this as I though 1800 was extortionate to begin with. I have found Elephant insurance who are quoting me reasonable prices however, back to around the 1800 mark. Please can you recommend any other good car insurers for first time drivers. I am 33 and live in Manchester England. All the big name insurance sites that appear on comparison sites see like a rip off, so any smaller insurers you have had experience of would be useful;, Thanks.

 

 

How much would getting a motorcycle and insurance cost?

I want to get the Suzuki SV650SF ABS and possibly Geico insurance, and I am a female. How much would that roughly cost??? and is Geico a good insurance company? If not, then what are some other good insurance companies and how much would that cost. (oh, and I would be 16 until i get the motorcycle, so it would be first vehicle)

 

 

AVERAGE Insurance (UK)?

Could anyone give me an average price of insurance or insurance group for a 20 year old female, on a 2011 fiat 500 twinair lounge 0.9? I don't want to do those compare sites as they ask for all your details. Thanks

 

 

Car Insurance? There has to be a way.?

My X has had two accidents and a speeding ticket in the last two years. Her insurance company dropped her. The car she is driving now is financed and as everyone knows, it must carry full coverage, but the quotes are crazy. From $200 a month to $430 a month. She used to pay $65 a month. Can anyone suggest how to get full coverage and still keep her pocketbook happy?

 

 

Average Insurance Price For 08 Ninja ZX10r?

I am 21 years old and was thinking of buying a new zx10. Its 999 cc's, i dont have any violations within 3 years i have a garage and practically no crime neighborhood. The reason im asking is ive done 4 online quotes and they are all like 500 a month which is impossible to afford. Im just looking for the least possible amount if any one has any helpful info id appreciate your feedback.

 

 

I was in a car accident so i been off work how will the insurance pay me?

I been off work due.to my accident my insurance said ill get paid after 14 days due since I'm not able to work

 

 

Will my monthly premium for car insurance go up?

i have a brand new car 89 mi only which i damaged when i backed out of the garage. body shop and insurance co.said amount is $4300 to repair. i definitely cant afford to pay out of the pocket .i am a first time car owner and a new driver. how much do you think will my mo. premium go?i live in california by the way

 

 

I drive my moms car a lot should she put me on her insurance ?

well I talked to a police officer and he said that as long as my mom has insurance and as long as i have my license I can legally drive her car anytime but should she put me on her insurance policy what would be the point of this ? how much more money would she have to spend im 18 and she only has to pay like 400 bucks a year for insurance plus full coverage because she has a good driving record also the only reason i think she should put my on her insurance is if i hit a car or get in an accident her insurance will pay for it if im on the policy correct what about if someone hits me while im driving and im not on my moms insurance policy it wouldnt matter correct ?

 

 

Why don't Gay men get the same car insurance rates as women?

Why don't Gay men get the same car insurance rates as women?

 

 

For Americans, How do you feel about your current health system?

Reason I ask, I saw a segment on television of people in the states lining up in a showground to receive basic health care, instead of clinics, I was horrified, is this the norm? In Australia we have Medicare & Private health insurance, the main difference is one is a bit more comfortable than the other, I would really like to hear your views.

 

Do I need Owner's title insurance in a new construction home?

I'm buying a new home. The seller built the house for me over an existing lot of his property. Do I need to buy a regular owner's title insurance? or might I save some money buying it only for the land?. Since the house is a new construction it should not be any liens. is this a right assumption? The house is located in TX. Also if I need to buy owner's title insurance does it has to be from the same company providing the lender's title insurance.

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